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    <loc>https://www.seidokeisan.com/tools/spouse-deduction</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/spouse-deduction/opengraph-image</image:loc>
      <image:title>配偶者控除・特別控除</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/commute</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/commute/opengraph-image</image:loc>
      <image:title>車通勤の非課税限度</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/retirement</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/retirement/opengraph-image</image:loc>
      <image:title>退職金の税</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/unemployment</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/unemployment/opengraph-image</image:loc>
      <image:title>雇用保険の基本手当</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/parental</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/parental/opengraph-image</image:loc>
      <image:title>出産・育児の給付</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/shussan-fuyo-kokuho-hikaku</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/shussan-fuyo-kokuho-hikaku/opengraph-image</image:loc>
      <image:title>出産前後の扶養・国保比較</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/medical</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/medical/opengraph-image</image:loc>
      <image:title>医療費控除</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/housing-loan</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/housing-loan/opengraph-image</image:loc>
      <image:title>住宅ローン控除</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/nisa</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/nisa/opengraph-image</image:loc>
      <image:title>NISAの非課税枠</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/capital-gains</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/capital-gains/opengraph-image</image:loc>
      <image:title>特定口座の譲渡益税</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/tools/ideco</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/tools/ideco/opengraph-image</image:loc>
      <image:title>iDeCo・小規模企業共済の上限</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/opengraph-image</image:loc>
      <image:title>年収別の手取り一覧【令和8年・会社員】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/300</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/300/opengraph-image</image:loc>
      <image:title>年収300万円の手取り ￥2,408,256【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/400</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/400/opengraph-image</image:loc>
      <image:title>年収400万円の手取り ￥3,160,935【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/480</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/480/opengraph-image</image:loc>
      <image:title>年収480万円の手取り ￥3,778,992【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/500</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/500/opengraph-image</image:loc>
      <image:title>年収500万円の手取り ￥3,919,062【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/600</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/600/opengraph-image</image:loc>
      <image:title>年収600万円の手取り ￥4,652,579【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/700</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/700/opengraph-image</image:loc>
      <image:title>年収700万円の手取り ￥5,311,005【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/800</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/800/opengraph-image</image:loc>
      <image:title>年収800万円の手取り ￥5,938,020【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/nenshu/1000</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/nenshu/1000/opengraph-image</image:loc>
      <image:title>年収1,000万円の手取り ￥7,136,164【令和8年】</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay</loc>
    <lastmod>2026-09-28</lastmod>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax</loc>
    <lastmod>2026-09-28</lastmod>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/housing</loc>
    <lastmod>2026-09-28</lastmod>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/asset</loc>
    <lastmod>2026-09-28</lastmod>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/tokyo-vs-osaka-health</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/tokyo-vs-osaka-health/opengraph-image</image:loc>
      <image:title>同じ月収でも、東京と大阪で手取りはいくら違う？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/wall-130</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/wall-130/opengraph-image</image:loc>
      <image:title>年収130万をまたぐと、手取りは増える？減る？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/wall-106</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/wall-106/opengraph-image</image:loc>
      <image:title>106万の壁は、自分の職場にも当てはまる？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/wall-2026</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/wall-2026/opengraph-image</image:loc>
      <image:title>年収の壁、2026年の変更点はいつから？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/spouse-136</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/spouse-136/opengraph-image</image:loc>
      <image:title>配偶者の年収が136万を超えると、控除はどうなる？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/era8-deduction</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/era8-deduction/opengraph-image</image:loc>
      <image:title>令和8年は手取りが増えるって本当？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/pay/job-offer-480</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay/job-offer-480/opengraph-image</image:loc>
      <image:title>年収480万円の手取りは月￥229,606</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/pay.jpg</image:loc>
      <image:title>給与・手取りのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax/furusato-limit</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax/furusato-limit/opengraph-image</image:loc>
      <image:title>ふるさと納税、自分の上限はどのくらい？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax.jpg</image:loc>
      <image:title>保険と税のイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax/residence-shift</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax/residence-shift/opengraph-image</image:loc>
      <image:title>今の明細の住民税は、いつの年収の税金？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax.jpg</image:loc>
      <image:title>保険と税のイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax/social-care-40</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax/social-care-40/opengraph-image</image:loc>
      <image:title>40歳になると手取りが減るのはなぜ？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax.jpg</image:loc>
      <image:title>保険と税のイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax/kokuho-vs-shaho</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax/kokuho-vs-shaho/opengraph-image</image:loc>
      <image:title>退職したら国保と任意継続、どちらが得？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax.jpg</image:loc>
      <image:title>保険と税のイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax/tax-threshold-vs-wall</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax/tax-threshold-vs-wall/opengraph-image</image:loc>
      <image:title>住民税が付き始めても、扶養の壁とは別物？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax.jpg</image:loc>
      <image:title>保険と税のイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/housing/housing-loan</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/housing/housing-loan/opengraph-image</image:loc>
      <image:title>住宅ローン控除、年末残高3500万だと上限は？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/housing.jpg</image:loc>
      <image:title>住まいのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/housing/housing-vs-furusato</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/housing/housing-vs-furusato/opengraph-image</image:loc>
      <image:title>住宅ローン控除とふるさと納税、上限は減る？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/housing.jpg</image:loc>
      <image:title>住まいのイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/tax/medical</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax/medical/opengraph-image</image:loc>
      <image:title>医療費が年間40万。控除はいくらになる？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/tax.jpg</image:loc>
      <image:title>保険と税のイラスト</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.seidokeisan.com/topics/asset/ideco-vs-nisa</loc>
    <lastmod>2026-09-28</lastmod>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/asset/ideco-vs-nisa/opengraph-image</image:loc>
      <image:title>iDeCoとNISA、先に枠を確認すべきは？</image:title>
    </image:image>
    <image:image>
      <image:loc>https://www.seidokeisan.com/topics/asset.jpg</image:loc>
      <image:title>資産の枠のイラスト</image:title>
    </image:image>
  </url>
</urlset>
